Don't forget to factor in closing costs when considering a home sale or purchase. Coldwell Banker Heritage House Realtors is seasoned at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 970.375.5530 if your needs include a professional REALTOR® ready for the business side of buying and selling.

Closing costs you should expect

There are certain standard expenses accompanying closing the sale of a house. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Colorado to help show you through your transaction.

Loan-related closing costs    (More information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (More information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (More information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, I'll not only work to get the very best sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll walk you through the closing costs so you know exactly where your money is going.

Buyers: When purchasing a property in La Plata County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a suitable range so you're not shocked when you arrive at closing time. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem unusual.

Coldwell Banker Heritage House Realtors 785 Main Avenue Durango, CO 81301
Phone: Toll Free Phone:

Copyright © 2012 Coldwell Banker Heritage House Realtors
Portions Copyright © 2012 a la mode, inc.
Another XSite by a la mode, inc. | Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.